Board & Staff

Board & Staff

2019/2020 Officers & Board of Directors

  President  Margie SmithFlorida SBDC at FIU, Business Consultant

Originally from Chicago, Margie Smith moved to the Keys in 2005 from Washington DC after a 14 year career in Aviation.  This  ranged from Aircraft Mechanic (Palwaukee) to Airport Manager (Schaumburg Regional) to U.S. Congressional Commission Staffer and Business Consultant to the FAA as technical staff at MITRE CAASD, culminating in representing the nation’s public airports before the federal government as Dir. of Regulatory Affairs for the American Assoc. of Airport Executives. Her advocacy and organizational reform continued as the CEO of United Way of the Florida Keys for five years, where she turned around this local countywide non-profit, nearly doubling its revenue before joining her husband Cale Smith’s firm Islamorada Investment Management, doing Business Development. Margie served as Business Development Officer for CenterState Bank (formerly Community Bank) 2015-2018. She is now a Business Consultant for the Florida SBDC at FIU. 

A White House Fellowship Finalist in 2001, she holds a Masters Degree in Public Administration and several aviation certifications. A mother of two, she is the President of Ocean Reef Chamber of Commerce, a soccer coach, swimming official and sits on the Monroe County Parks and Recreation and Mote Marine Lab Advisory Boards, Community Foundation of the Florida Keys Grant Advisory Committee and represents her region on the Monroe County Long Term Recovery Group since Hurricane Irma.

  Vice President Peter RaffalskiIBERIABANK, Senior Vice President- Private Banking Group Manager
   Past President Brad CopelandGoing-Aire, Owner

Brad has owned and operated Going-Aire since January 2012.  Prior to this endeavor he was the Principal at The Copeland Consulting Group (CCG), focused on process improvement, cost management, and project management in government sector.  He started CCG in 2002 after the sale of a successful internet services company, Laser Link, where he was COO. He started  his working life with Day& Zimmermann working summers and left as a Senior Vice President in 1998.

BA – Business Administration, Ohio University, 1984

Immediate Past President of The Ocean Reef Chamber of Commerce (two terms from 2014 -2018)

Chairman, The Florida Keys Children’s Shelter

Board of Trustees, The Academy at Ocean Reef (Finance and Strategic Planning Committees)

   Treasurer  Yael SkinnerOcean Reef Community Association, Director of Human Resources and Risk Management
   Secretary Jamie GoodmanEssence of the Phoenix
   Director Shawn BuckSeaway Plumbing, Owner
   Director John ForrerProtech E2
  Director Juan J. PerezVice President and Director of Public Safety 

After a career of almost 30 years with Miami-Dade police — four of them as director — Juan Perez  has joined our Ocean Reef Public Safety Department as the VP and Director of Public Safety. 

   Director Yaritza A Diaz JohnsonBrown & Brown Insurance, Private Client Leader

Yaritza is very knowledgeable when it comes to advising successful individuals on how to protect their assets, with a specialty for high value homes. She is an energetic individual focused on the needs of the client. She has a proven track record to be creative, easily able to gain the trust of clients through her knowledge, follow through, uncovering exposures and more importantly her delivery of customer service.

Yaritza’s professional career started in Caracas, Venezuela after she graduated with a Bachelors in Economics in 1996. She went to work for Informix, a multinational database company, managing all sales transactions that went through that country’s branch.

Due to political instability in her native country, she moved to the US in the year 2000, pursuing a second career as a Multimedia and Graphic Designer that propelled her into the world of e-commerce marketing. By 2004, fortuitous life events introduced her to the insurance business and she obtained her 2-20 Property & Casualty License. Together with Paul Morris, they founded The Insurance Guy, a multi-line independent agency that serves success-minded individuals and families all over Florida.

In May 2016 Yaritza joined the team of professionals at Brown and Brown providing service to business, public entity, individual, trade and professional association clients nationwide. In 2018 Yaritza became the Leader at the Personal Lines Department and was trusted to take the department to the next level.

Throughout the years Yaritza has set time to give back to the community and participated with different non-for profit organizations, among them Habitat for Humanity - Women's Built - where the experiences and learning are valuable life lessons to keep for life; more recently she is now collaborating with OCRYL a foundation that is dedicated to coach underprivileged children to stay off the streets through sports as the “team mom”.

   Director  Michael WatsonWatson Luxury Properties at Ocean Reef 
   Executive Director Christina SarmientoOcean Reef Chamber of Commerce

Advisory Council

 Advisor Islande DillonOcean Reef Club, Executive Director of Membership Islande is the Executive Director of Membership at Ocean Reef Club. Islande has spent the past two years leading the Membership Department and Member Events Team.Originally hired in December 2006 as Member Events Manager, Islande was promoted to Director of Member Events in October 2010. She holds a Bachelor of Science in Sports Marketing degree from Nova Southeastern University and joined Ocean Reef Club from Hyatt Bonaventure. 
 Advisor Sam PersaudPersaud Law Group 


Ocean Reef Chamber of Commerce

1 Dockside Lane

Key Largo, FL 33037 

Phone: 305.367.3646
Fax: 305.367.2799

Email Us

Mailing Address

Ocean Reef Chamber of Commerce
31 Ocean Reef Dr.
Suite C101 PMB 179
Key Largo, FL 33037


To promote the highest standard of professionalism and service to the Ocean Reef Community, to be an advocate for our members, to promote business alliances, to provide valuable benefits and services to our members and to foster economic development within the Ocean Reef Community.
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